Real estate credit, underwritten in context
PACT originates, structures and services real estate credit on its own platform. Capital partners get direct access to credit the manager originated and underwrote.
Investment opportunities
Capital allocation across the credit spectrum
Investors access opportunities along the credit spectrum, across structures that fit the mandate, with consistent underwriting applied throughout.
vertically integrated platform
Originated, underwritten, structured, serviced.
One team across every phase of the credit. No third-party origination, no outsourced servicing, no information lag between underwriting and asset management.
Origination
Relationship-led sourcing. Every transaction comes through PACT's borrower relationships and network.
Underwriting
People, property and plan reviewed in context. The path through the next refinance is evaluated.
Structuring
Pricing, covenants, timing and exit path aligned to how the credit will perform. The same standard applies.
Servicing
Life-of-loan administration kept inside the firm. The manager and the asset manager are the same team.
INVESTMENT PHILOSOPHY
A consistent credit standard, applied across different situations
Situation-Led Structuring
Credit is shaped around the asset, the borrower and the situation. The structure follows from what the transaction requires.
Risk Before Return
PACT writes credit only when the risk is understood, structured and monitored through the life of the loan.
Alignment and Execution
The structure must work for the borrower and for the capital behind the transaction. Both sides get credit that performs.
