Agriculture & Commercial Real Estate
Two sectors with distinct underwriting processes structured with the same level of care. People, property and plan applied at every transaction size, from a single conforming loan to a nine-figure institutional mandate.
PACT operates across two sectors with the same underwriting standard — people, property, plan — applied at every transaction size, from a plan conforming loan to a nine-figure institutional mandate.
PACT operates across two sectors with the same underwriting standard — people, property, plan — applied at every transaction size, from a plan conforming loan to a nine-figure institutional mandate.

Numbers Across Asset Classes
Capital Deployed
M
Acres Financed
Loan Types
Loan Size

Farm, Ranch and Agribusiness
PACT finances agriculture predominantly across California. Operating land, producing acreage, permanent-crop development, processing, storage and vertically integrated operations. Each transaction is reviewed through borrower capability, land quality, water position and the plan behind the asset.
SUB-ASSET CLASSES

Farm, Ranch and Agribusiness
PACT finances agriculture predominantly across California. Operating land, producing acreage, permanent-crop development, processing, storage and vertically integrated operations. Each transaction is reviewed through borrower capability, land quality, water position and the plan behind the asset.
SUB-ASSET CLASSES

Farm, Ranch and Agribusiness
PACT finances agriculture predominantly across California. Operating land, producing acreage, permanent-crop development, processing, storage and vertically integrated operations. Each transaction is reviewed through borrower capability, land quality, water position and the plan behind the asset.
SUB-ASSET CLASSES

Entitlement, capital, and path to completion
California-anchored. The development arc between agricultural use and stabilized commercial real estate. Acquisition, entitlement, horizontal improvements and vertical construction. Sponsor track record, entitlement progress and a credible path to completion or sale reviewed together.
SUB-ASSET CLASSES

Entitlement, capital, and path to completion
California-anchored. The development arc between agricultural use and stabilized commercial real estate. Acquisition, entitlement, horizontal improvements and vertical construction. Sponsor track record, entitlement progress and a credible path to completion or sale reviewed together.
SUB-ASSET CLASSES

Entitlement, capital, and path to completion
California-anchored. The development arc between agricultural use and stabilized commercial real estate. Acquisition, entitlement, horizontal improvements and vertical construction. Sponsor track record, entitlement progress and a credible path to completion or sale reviewed together.
SUB-ASSET CLASSES

Collateral, cash flow, and execution path
PACT lends and advises across income-producing and transitional commercial real estate. Each transaction is evaluated against collateral position, in-place and projected cash flow, sponsor track record and a credible plan to a defined exit.
SUB-ASSET CLASSES

Collateral, cash flow, and execution path
PACT lends and advises across income-producing and transitional commercial real estate. Each transaction is evaluated against collateral position, in-place and projected cash flow, sponsor track record and a credible plan to a defined exit.
SUB-ASSET CLASSES

Collateral, cash flow, and execution path
PACT lends and advises across income-producing and transitional commercial real estate. Each transaction is evaluated against collateral position, in-place and projected cash flow, sponsor track record and a credible plan to a defined exit.
SUB-ASSET CLASSES

Discuss a transaction or capital allocation with the firm
