Separately Managed Accounts
Dedicated mandate. PACT-originated credit.
One underwriting standard applied across every credit in the account. A separately managed account gives a single capital partner ongoing exposure to PACT-originated credit, structured to the partner's mandate.
For capital partners with a defined credit appetite, PACT structures direct allocations into specific transactions selected through the firm's underwriting process, with transaction-level visibility and sector concentration matched to mandate.
For capital partners with a defined credit appetite, PACT structures direct allocations into specific transactions selected through the firm's underwriting process, with transaction-level visibility and sector concentration matched to mandate.
SMA Overview
Minimum mandate
M
Risk profile
Full Credit Spectrum
Geographic focus
Pacific Northwest US
Ownership structure
Direct
One mandate. Full origination access.
A separately managed account at PACT functions as a dedicated allocation channel into PACT-originated California credit. The capital partner defines the mandate. PACT sources transactions that fit it, underwrites each against the firm's standard, structures the credit, and services the position for the life of the loan.
One mandate. Full origination access.
A separately managed account at PACT functions as a dedicated allocation channel into PACT-originated California credit. The capital partner defines the mandate. PACT sources transactions that fit it, underwrites each against the firm's standard, structures the credit, and services the position for the life of the loan.
One mandate. Full origination access.
A separately managed account at PACT functions as a dedicated allocation channel into PACT-originated California credit. The capital partner defines the mandate. PACT sources transactions that fit it, underwrites each against the firm's standard, structures the credit, and services the position for the life of the loan.
Same standard, unique mandates
PACT structures separately managed accounts across both asset classes and the full credit spectrum. A yield-focused mandate in conforming agricultural credit. A capital-preservation mandate weighted to senior secured positions. A transitional mandate at the higher-yield end. Partners define the parameters. The underwriting standard does not flex.
Same standard, unique mandates
PACT structures separately managed accounts across both asset classes and the full credit spectrum. A yield-focused mandate in conforming agricultural credit. A capital-preservation mandate weighted to senior secured positions. A transitional mandate at the higher-yield end. Partners define the parameters. The underwriting standard does not flex.
Same standard, unique mandates
PACT structures separately managed accounts across both asset classes and the full credit spectrum. A yield-focused mandate in conforming agricultural credit. A capital-preservation mandate weighted to senior secured positions. A transitional mandate at the higher-yield end. Partners define the parameters. The underwriting standard does not flex.
Originated, structured, serviced
PACT originates, underwrites, structures and services every credit held in the account. The capital partner enters at the mandate stage, reviews each transaction against the agreed parameters, and receives transaction-level reporting through to payoff.
Originated, structured, serviced
PACT originates, underwrites, structures and services every credit held in the account. The capital partner enters at the mandate stage, reviews each transaction against the agreed parameters, and receives transaction-level reporting through to payoff.
Originated, structured, serviced
PACT originates, underwrites, structures and services every credit held in the account. The capital partner enters at the mandate stage, reviews each transaction against the agreed parameters, and receives transaction-level reporting through to payoff.
Single point of contact
Reporting is structured to match the capital partner's internal requirements. PACT delivers portfolio-level performance, transaction-level commentary and ongoing servicing data on a cadence the partner defines.
Single point of contact
Reporting is structured to match the capital partner's internal requirements. PACT delivers portfolio-level performance, transaction-level commentary and ongoing servicing data on a cadence the partner defines.
Single point of contact
Reporting is structured to match the capital partner's internal requirements. PACT delivers portfolio-level performance, transaction-level commentary and ongoing servicing data on a cadence the partner defines.
Four steps, through the mandate
Same standard, applied to each credit held in the account.
Originate: pipeline through PACT relationships
IN-HOUSE
Underwrite: people, property, plan
STANDARD FRAMEWORK
Deploy: incremental allocation against the mandate
single partner
Service: life-of-loan reporting to the partner
IN-HOUSE
Four steps, through the mandate
Same standard, applied to each credit held in the account.
Originate: pipeline through PACT relationships
IN-HOUSE
Underwrite: people, property, plan
STANDARD FRAMEWORK
Deploy: incremental allocation against the mandate
single partner
Service: life-of-loan reporting to the partner
IN-HOUSE
Four steps, through the mandate
Same standard, applied to each credit held in the account.
Originate: pipeline through PACT relationships
IN-HOUSE
Underwrite: people, property, plan
STANDARD FRAMEWORK
Deploy: incremental allocation against the mandate
single partner
Service: life-of-loan reporting to the partner
IN-HOUSE
Discuss unique opportunities with the firm