Operations
Credit Support Associate
Full-time
Fresno, CA
Back to Careers
Who We Are
PACT Capital is an investment management firm focused on agriculture and commercial real estate credit investments across the Pacific Northwest.
We are capital partners, lenders and advisors, assisting farmers, investors and business owners achieve their most ambitious goals.
Our philosophy believes successful credit investing is built on alignment, trust, and long-term relationships.
Guided by our core values of teamwork, innovation, and continual excellence, PACT Capital is committed to redefining what a modern real estate credit manager should be—and to supporting the communities and industries in which we serve.
Join us today!
Job Description
Reporting to the Director of Operations, this entry level credit team member will provide support in assisting in financial package collection, analyzing and spreading financials, processing and closing agriculture and commercial real estate loans.
The team members must be very well organized, have a strong attention to detail, thrive in a dynamic, fast-paced environment, utilize data analysis and common-sense rationale, and can manage several competing priorities at the same time. The position also demands a high level of customer service, analytical organization, and strong communication skills.
The candidate must comply with all lending regulations for BSA, AML and KYC.
There are no business development responsibilities required, but are available for personal and professional growth. In addition, you will collaborate with Relationship Managers (“RM’s”) to accurately present findings, including business rationale and risk mitigations, to obtain credit approvals and meet customer needs.
Key Responsibilities
Support Sales and Credit Team by organizing and managing Due Diligence Requests for new lending opportunities and helping Credit Team complete new borrower Credit Packages, Review and Approvals.
Assist in preparing loan files for Credit Review, Approval, Closing and Servicing.
Review file documentation for erroneous or incomplete information.
Completing Schedule of Real Estate, Land Schedules and other Business/Personal Financial Statements.
Evaluating Credit History of borrowers.
Reviewing and Analyzing Financial Statements.
Reviewing Crop and Yield Reports and Annual Crop Budgets.
Assist in managing portfolio loan covenants and compliance on an ongoing basis.
Demonstrate compliance with all firm wide and federal regulations that apply to the position.
Maintain working knowledge of policies and procedures and other regulations that may apply.
Organize and Populate Loan Process Timelines.
Qualifications
Advanced analytical and problem-solving skills.
Ability to demonstrate a sense of urgency.
Interest in Real Estate and Business Finance.
Familiarity with Business, Commercial Real Estate and/or Agricultural concepts.
Fluent in Microsoft Office Suite (Outlook, Excel, Word, Power Point etc.)
Demonstrated time management skills, reflecting the ability to juggle multiple tasks simultaneously while delivering work product on time.
Credit underwriting or analysis experience preferred, not required.
Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.
Possess excellent written, verbal, interpersonal and presentation skills, including ability to train and present to small and large audiences or has the interest in learning to train and present.
Advanced knowledge of credit policies, procedures, practices, and documentation.
Bachelor’s Degree in Agribusiness, business, economics, finance, accounting, or equivalent work experience, required.
Location
Fresno, CA
What You Can Expect From Us
We succeed together and we believe the best inspires the best - so we invest in supporting each other, learning together, and celebrating success. We foster a collaborative work environment, where a commitment to excellence is rewarded. We invest in team members and opportunities for their growth as the company grows!
What you can expect from us:
Competitive Compensation Plan
401(k) Company Match Program – upon eligibility
Annual Bonuses
Medical, Dental and Vision
Career Advancement Opportunities
All Federal Bank Holidays
Real Estate License – reimbursement for passing the real estate salesperson license exam
Still reading? Then we think you should apply!
EEOE STATEMENT
PACT Capital is an equal employment opportunity employer and does not discriminate based on race, color, national origin, religion, gender identity, sexual orientation, sex, age, disability, veteran or military status, genetic information, or any other characteristic protected by applicable law.