ADVOCATES FOR GROWTH
We have a proven track record of helping business owners finance their growth with the most competitive SBA financing options. Our advisory team provides borrowers with the guidance and expertise to navigate them through whatever they are seeking to build, acquire or expand into.
Whether you are buying a building or acquiring a business, we are here to help.
· 7(a) have some of the most flexible use of proceeds
· 504 commonly used to secure long-term real estate financing with as little as 10% down
KEY ADVANTAGES OF USING SBA:
· 90% LTV Commercial Real Estate Loans
· Fixed Rate Terms up to 25 years
· Borrow up to $15MM (504)
· Flexible Prepayment Penalties
· Little to No Covenants
SBA 7(a)
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Designed for businesses looking to acquire an existing business, buy-out a partner, expand to another location, purchase real estate or equipment, or those looking to combine any of these needs into one loan.
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Appropriate for longer term financing for businesses with net worth below $15 million and an average net income below $5 million.
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Loan amount is up to $5,000,000.
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Terms are up to 25 years for commercial real estate and up to 10 years for all other purposes.
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Interest rates can be either fixed or variable.
SBA 504
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Designed for businesses looking to expand through land or building acquisition, construction, or equipment purchase.
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Appropriate for longer term financing for businesses with net worth below $15 million and an average net income below $5 million.
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Terms are up to 25 years for commercial real estate and up to 10 years for machinery or equipment.
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Interest rates are fixed or variable.
TO LEARN MORE ABOUT WHAT PROGRAM IS BEST FOR YOU AND YOUR BUSINESS,
CALL ONE OF OUR RELATIONSHIP MANAGERS TODAY!
DIFFERENCE BETWEEN SBA LOANS
CONTACT US
Do you have a project that you are interested in financing? Let’s get to work!
Call or Email us today.
Southern, CA: (213) 799-7228 / Central, CA: (559) 775-7228
