About Us
PACT Capital is a direct agricultural finance company and commercial real estate mortgage banking firm providing farm and ranch loans and real estate capital advisory services.
PACT Capital delivers a best-in-class customer experience coupled with tailored advice, competitive strategies, with access to the real estate capital markets for all asset classes.
PACT Capital was founded to break free from the traditional single bank offering model to build a relationship-based lending business focused on objective advice, best-in-class service and strategy coupled with unparalleled access to the real estate capital markets as direct lenders and capital advisors.
A team of advisors that leverage our proprietary client discovery process to maximize results in our efforts to build a longstanding relationship.
Our team takes a proactive approach to understanding our clients short and long term goals to ensure we deliver executable solutions that achieve their goals.
Our team of seasoned advisors combines extensive expertise in real estate credit with a underwriting framework that strategically incorporates technology and data. This approach allows us to meticulously tailor loan solutions to precisely align with the unique requirements of our clients.
Through a comprehensive underwriting process aligned with our clients’ objectives, our team is experienced in delivering the most competitive and flexible cost of capital. This strategic approach enhances cash flow, unlocks liquidity, and optimizes leverage on existing assets.
With our decades of experience and number of loans closed, we provide a certainty of execution our clients have come to rely upon.
Our team is continually investing in our relationships to ensure they have the confidence in PACT Capital as their true capital partner.
A NOTE FROM OUR FOUNDERS
On behalf of our team, we’d like to welcome you to PACT Capital.
Our clients are at the center of everything we do, and we are honored to serve as their primary agriculture and commercial real estate lender.
We founded PACT Capital to leverage our unique experience in agribusiness, farming, entrepreneurship, banking and finance, to create the leading agricultural and commercial real estate lending relationship of tomorrow.
Building upon time tested credit and market fundamentals, we developed a streamlined credit-focused process centered around execution and experience by removing the bureaucracy and bloat of traditional banking to deliver the most competitive financing options available.
Our competitive advantage is rooted in an unparalleled client discovery process, a forward-thinking credit-based approach that adapts to the constantly evolving capital markets and real-world transaction experience.
As lenders, investment managers and capital advisors, we serve our clients in a holistic manner, committed to providing not just capital but also strategic advice to ensure success. Throughout all cycles.
Whether you are a farmer, real estate investor, developer, entrepreneur, or business owner we invite you to explore what a relationship with our firm can do for you.
Thank you for your continued trust and commitment. The future is bright – let’s build it together!
Adam brings over a decade of experience across all aspects of real estate finance and banking of which include underwriting, structuring, portfolio management and origination. He entered the banking industry in 2008 after selling an asset management firm that managed troubled assets stemming from The Great Recession.
Prior to founding PACT Capital Inc., Adam served as a Vice President in the West Los Angeles Middle Market at Wells Fargo Bank where he was responsible for originating and managing middle market companies and commercial real estate investment relationships in a variety of asset classes. Throughout his tenure, Adam closed more than $500MM in CRE commitments across the United States. Prior to Wells Fargo, he worked as an analyst and underwriter in investment real estate lending. Adam brings a strong knowledge of real estate economics and credit acumen to our team. Over his career, Adam has been involved in more than $2 Billion of commercial real estate commitments across the United States and has held a California Real Estate Broker License since 2014.
Tyler is a fourth-generation entrepreneur, with deep roots in Central Valley’s agriculture and tech industries. He grew up assisting his parents build the world’s largest electronic recycling business and brand – ERI. There, he led the establishment of a new operating division which he grew into a $30MM annual revenue center in less than 3 years. He then went on to get a J.D. from UCLA Law School, where he focused on points where environmental and real estate law intersected – like finance and water. He discovered this passion growing up in his family’s farming and food processing businesses, which have served as his inspiration for founding PACT Capital.
JOIN OUR TEAM
MAKE AN IMPACT TODAYWe invite you to explore an opportunity with our firm that values a team-based approach in a dynamic work environment that cultivates innovation and creativity.
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